Ruthann Fong Kelly Right Real Estate

Single-story · Gated · $146 HOA

Active

2724 NE 42nd Avenue

Homestead, FL 33033 · Stonebrook at Waterstone

$475,000

Reduced rate available. The seller's preferred lender is offering an interest rate buydown at no additional cost to the buyer, lowering the rate and the monthly payment. Buyers may use any lender they choose. Subject to credit approval and program terms.

Ruthann Fong, NMLS #1405107. Hometown Financial Group, LLC dba Modus Mortgage, NMLS #1028232. Equal Housing Opportunity.

Some rooms are virtually staged and some scenes are AI-generated. The pool, clubhouse, fitness center and lake are shared community amenities.

4Bedrooms
2Bathrooms
1,789Sq ft living area
2004Year built
1 + 3Garage + driveway parking
$146HOA per month, gated
PetsWelcome in the community

Single-story four-bedroom home in gated Stonebrook at Waterstone

This four-bedroom, two-bathroom home is all on one level, in the gated Stonebrook community at Waterstone in Homestead. It has about 1,789 square feet of living space, and the HOA is $146 a month.

Primary bedroom with sliding doors to the backyard, virtually staged
Primary bedroom, virtually staged

Inside

High ceilings and an open layout connect the living and dining area to the family room and kitchen. The kitchen has stainless steel appliances and plenty of cabinet space. The 16 x 18 primary suite has a walk-in closet and sliding doors to the backyard. Three more bedrooms give you room for guests, a home office or hobbies. The interior was freshly painted before listing.

Built for Florida weather

Every window and door has impact protection, so there are no shutters to put up before a storm. The tile roof was inspected and serviced in April 2026, and the central A/C system is from 2020. The wind mitigation report and roof letter are available on request.

The community

Lakeside bench on the Stonebrook walking trail
Lakeside bench in the community

Your $146 monthly HOA includes Stonebrook's gated entry with a security guard, plus the Waterstone Grand clubhouse, shared with the neighboring Waterstone communities: a game room, a fitness center, a free-form pool and a rectangular pool, a spa, a playground, and a walking trail with ponds throughout the community.

Outside

A fenced backyard with a patio, a one-car garage, and a paver driveway with room for three more cars. The on-ramp to Florida's Turnpike is 1.9 miles away by car, and Homestead Hospital is about 1.5 miles away.

Photos

Virtually staged

The home as it is

Community

Virtually staged photos show furniture added digitally. In some photos of the home as it is, the seller's furniture was removed digitally, because the home is now nearly empty. No physical changes were made to the home. Please verify condition in person.

Your monthly numbers

Price is only part of the picture. Ask me for the full monthly cost on this home with your loan, your down payment and the reduced rate: principal and interest, taxes, insurance, flood insurance and the HOA, all in one number.

You are not required to use me for your mortgage to buy this home. All loans are subject to credit approval. Ruthann Fong, Licensed Loan Officer, NMLS #1405107. Hometown Financial Group, LLC dba Modus Mortgage, NMLS #1028232. Equal Housing Opportunity.

Built for Florida weather

Insurance is one of the biggest costs of owning in South Florida. These are the features insurers ask about.

Impact protection on every openingWindows, doors and the garage door rated at the highest level (Level A) on the April 2026 wind mitigation inspection. No shutters to put up.
Hip roof with double-wrap strapsThe roof shape and roof-to-wall connections insurers look at for wind mitigation credits.
Tile roof inspected and servicedA licensed roofing contractor replaced damaged tiles and serviced the roof in April 2026.
Central A/C from 2020Cooling that is newer than the home.

Ask your insurance agent which wind mitigation credits apply to you. The wind mitigation report and the roof letter are available on request: contact me.

Life at Stonebrook

A tour of the home and the community it sits in.

See community life for yourself

Waterstone hosts events at the clubhouse through the year. These are the community's own pages, run by the associations:

These sites are not run by Ruthann Fong or Kelly Right Real Estate. Events, amenities and rules can change; confirm with the association.

Floor plan

Floor plan with dimensions

Room dimensions were measured by the photographer and leave out wall thickness. Living area per public records is 1,789 sq ft.

Where it is

Stonebrook sits minutes from shopping, dining and two national parks. Pick a category to see what's nearby.

1.9 midrive to Florida's Turnpike
27.7 midrive to Miami International Airport
19.5 midrive to Dadeland in Kendall
29 midrive to downtown Miami (Brickell)
1.5 mito Homestead Hospital

    Distances are straight-line and approximate, except those marked "drive," which follow the roads. Daycare listings come from public map data and may be out of date; check a provider's license and openings with the Florida DCF child care search. Map data © OpenStreetMap contributors. Get directions to the home

    Assigned public schools

    Mandarin Lakes K-8 AcademyElementary, grades K to 8
    Redland Middle SchoolMiddle school
    Homestead Senior High SchoolHigh school

    School assignments from the MLS listing for this address. Assignments can change; confirm with Miami-Dade County Public Schools.

    Good to know

    • HOA: $146 a month. The HOA requires an application and background screening.
    • The home is part of a Community Development District (CDD), which appears on the property tax bill.
    • Flood zone AH. Lenders require flood insurance in this zone.
    • Pets are welcome. The MLS lists no pet restrictions and no pet fee; the HOA's pet rules are being confirmed.
    • Leasing is allowed with HOA approval, 30-day minimum.
    Ruthann Fong

    Ruthann Fong

    Real Estate and Mortgage Broker Advisor

    Licensed Loan Officer | NMLS #1405107
    Florida Real Estate License SL3554988

    One Strategy.
    One Advisor.One Seamless Experience.

    I look at the home and the financing together, so you know the full monthly picture before you fall for a house.

    See it in person

    Schedule a tour, and I'll walk you through the home, the community and the numbers that come with it.

    Book a 15-minute conversation My phone and email